Means Test.

Stover McGlaughlin is a debt relief agency.  We are proud of our 40-year tradition of helping people file for bankruptcy relief under the Bankruptcy Code.

Serving Centre, Clearfield, Clinton, Huntingdon, and Mifflin Counties, including the communities of Bellefonte, Burnham, Clearfield, Curwensville, DuBois, Huntingdon, Lewistown, Lock Haven, Mount Union, Philipsburg, State College, and others.

UNDER THE U.S. BANKRUPTCY CODE, YOU ARE PRESUMED TO BE ELIGIBLE TO FILE A SIMPLE CHAPTER 7 BANKRUPTCY IF YOUR HOUSEHOLD IS EARNING LESS THAN MEDIAN INCOME.

As of July 10, 2017, median income in Pennsylvania is as follows:

1 person household – $51,138;
2 person household – $61,271;
3 person household – $75,018;
4 person household – $90,821;
5 person household – $99,221; and

Add $8,400 for each additional member.

 FOR YOUR INFORMATION, U.S. MONTHLY STANDARD SPENDING ESTIMATES FOR CERTAIN ITEMS ARE STATED BELOW.

For food, clothing, and personal items

1 person household – $639;
2 person household – $1132;
3 person household – $1378;
4 person household – $1650;
5 person household – $1975; and

Add $325for each additional member.

 For health care:

$49per person under 65 years old; and
$117per person at or above 65 years old.

 For non-mortgage housing and utilities in Centre County:

1 person household – $450;
2 person household – $529;
3 person household – $557;
4 person household – $622; and
5 person household – $631(maximum allowance).

 For mortgage/rent in Centre County:

1 person household – $1004;
2 person household – $1179;
3 person household – $1243;
4 person household – $1385; and
5 person household – $1408(maximum allowance).

 For vehicle operation/public transportation in Pennsylvania:

0 vehicle household – $189;
1 vehicle household – $250; and
2 vehicle household – $500(maximum allowance)

 For transportation ownership/lease expense in Pennsylvania:

0 vehicle loan/lease household – $0;
1 vehicle loan/lease household – $485; and
2 vehicle loan/lease household – $970(maximum allowance)

 For non-mortgage housing and utilities in neighboring counties:

Household
Size                        Blair            Clearfield         Clinton         Huntingdon       Mifflin

1                      $481                 $504                $486                $482               $498
2                      $564                $592                $571                $566                $585
3                      $595                $623                $602                $597                $616
4                      $663                $695                $671                $666                $687
5                      $674                $706                $682                $676                $698

 For mortgage/rent in neighboring counties:

Household
Size                        Blair            Clearfield          Clinton        Huntingdon       Mifflin

1                      $625                $559                $685                $640                $602
2                      $735                $656                $804                $752                $707
3                      $774                $692                $847                $792                $745
4                      $863                $791                $945                $883                $831
5                      $877                $784                $960                $898                $844

 

 

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